Mcdonald Competitive Advantage

McDonalds core competency is providing convenience when people indispensableness and want to eat unfaltering aliment at prices that are private-enterprise(a) and provide best value for the customers m peerlessy. One of McDonalds militant advantages is its counseling on consistency ofquality, production of food and use of raw materials each in all around the world. The world recognition associated with the disfigurement McDonalds itself is also one of McDonalds competitive advantages. We strive to be cost leaders and offer our food at prices that cannot be matched by our competitors.In order to do this, your store mustiness be efficient and keep everyday operations costs as low as possible. Doing so, will allow for our stores to be superior to some another(prenominal) fast food restaurants because we can serve our food at lour prices than any other fast food company. Another important competitive advantage we have here at McDonalds is the speedy preservation of our food. In order to maintain this advantage over other fast food chains, you must make the processes of cooking food simple for all your employees.It must be easy to learn and easy to execute with a low failure rate to ensure the quick production and economy of your food. These two competitive advantages comply directly with the vision of the company which is as follows McDonalds vision is to be the worlds best quick service restaurant experience. macrocosm the best means providing outstanding quality, service, cleanliness, and value, so that we make every customer in every restaurant smile. Just like any other firm, McDonalds competitive advantages are what makes it stand out when compared to other companies.These aspects of McDonalds are what helped it become the number one fast food allocator in the world. McDonalds competitive advantage is based on brand recognition. McDonalds brand is well known in all markets, nationally and internationally. A impudently report by business intell igence firm shows how top corporations such as McDonaldss, Coca-cola use their brands to strategically position themselves to gain and retain brand-new customers, even in the most competitive markets. Brand recognition holds marvelous influence on consumer buying habits

Exploration of a Journal Article in Sociology Essay

In this paper I pass on be discussing the type of oblige existence explored. What type of enquiry is voluminous in this phrase? I will be doing a summary of this article to discover what the main findings are. relieve how this article fits into the field of sociology. Discuss which chapter applies to this article. Explain how a journal article differs for a newspaper article, and what is alike.Type of articleThis article is a check of existing question that was conducted. It discusses what type of look was conducted. The reason why the research was done, and what was the outcome of the research that was performed (Playing truancy 2011).Type of ResearchThere was unlike types of research conducted for this article. A study was provided by Youth Advocates Programs, Inc. there was a behavioral experiment done on three types of behavior that involved positive, negative, and no reinforcement. A questionnaire survey was also conducted on a concourse of students, and there were observation studies done (Playing hooky 2011).SummaryStudent truancy is a serious problem that faces the adolescent youth. This problem is causationd by a number of variables. How involved the parents are in a childs life. Weather the child is involved in any after discipline activities. Is there a history of alcohol, or drug abuse? any(prenominal) of these factors can be caused at school. Some of the problems could be bullying, having nobody to handle to with their problems (Playing hooky 2011).Major FindingsBullyingIn one of the case studies conducted on with other(a) variables bullying was found to be a significant cause of student absenteeism. The study showed that students would avoid school, because they feared being victimized. These students felt like they did not have a safe place to go. They had no one to smatter to to the highest degree their situation. They felt like they did not have anything to look onward to as long as they were being bullied (Playing hooky 2011). Other FactorsWith exclusively of the other factors combined such as family environment, living situation, community involvement, alcohol, and bosom abuse. These factors did very little to contribute to students being absent from school (Playing hooky 2011).How where they supportedThe research that was presented was conducted by a variety of methods. There was research from a questionnaire study. Research was conducted that involved a behavioral experiment. Research was also presented by a youth Adolescent group (Playing hooky 2011).Fits into field of battle of SociologyThis article fits into the field on sociology, because it deals with sociological theory. The sociology theory that it deals with is the Social-Conflict Approach. It talks about the problems facing youth like drugs, and alcohol (Playing hooky 2011).Identify Chapter of textual matterThe chapter that this article covers is chapter twenty. This chapter deals with education, and how different areas of the count ry receive better education those other areas. This chapter talks about how truancy can lead to other problems vanquish the road in life (Playing hooky 2011).Difference between Types of Articles intellectual articles are reviewed by other peers with expertise in the field. Magazines and newspapers are scripted for the majority of the population. The thing that is similar is they all have current discipline (Playing hooky 2011).ConclusionIn this paper we discussed the type of article. We discussed what type of research was involved. We gave a summary of the article, what were some findings, and how they were supported. We provided information on how it relates to our textbook, and sociology. Described how this article is different from magazines and newspapers.ReferencesPlaying Hooky Examining Factors that Contribute to Adolescent Truancy. (2011). Sociological Viewpoints, 2715-23

Justice look

When you look up synonyms for the word nicety, or ask someone what they speak surface the word meaner, they will spew out nouns such as neutrality, fairness, impartialitys, and so forth I believe Justice in terms of the criminal outline is the collaboration of three different entities, constabulary, court, and disciplines. That dedicate to work together to cast of characters an illusion of one single entity and in doing this, they render to still oppose a check and balance remains amongst themselves. So, no one system should be able to have full authority.For only by this layabout it strive for the ability to bring about a system that weed observe eternally, Judge fairly, and the ability to weigh to severally one investigation and facial expression with a sense of impartiality. The main components of the criminal system are the police, court, and correction unit. They have to interact with one a nonher by a corporal meaner. You have the law enforcement in the forefro nt they are the ones that have to clothe the execration scene, take into contemplation all the evidence, collects the evidence, and they have to arrest the suspect.Once they have apprehended the suspect perceived to be the doer of the crime. The suspect at this time is taken to the rout the evidence collected by the police is then presented at the court. Case is make by both criminal prosecution and defense team. You have the unbiased Jury and Judge that view the case, evidence, and recommendation they deliberate and come back with a sentence. Once the suspect is sentenced, if assemble unlawful, they are sent to a correctional institute. The correctional unit officers have to supervise the convicted felons.They have to en accepted that their facility is well situated and loose of h oldering the convicted felons, so that both the inmates and the public stand co-exist in a safe environment. The two models of the criminal Justice system are The crime authorisation model and the due sour model. The two models differ from each other through which part of the Justice system they put their fury on. The Crime control model put their importance on simplification crime and criminal activities in society through implication of the honor enforcement officers, I. E. Alice/detective, pickings control and in theory get to the solution and credendum as soon as possible. The Crime control model settle the person for what they did, their role in the crime. It is more cut and dry. They believe the callousness of the punishment should correlate with the crime. This theory allows for bully punishment, they dont believe one can change, or give too much importance for mental status, ethnicity, age, race, and so forth The Due process model is quite the contrary, it stress the importance of taking into consideration ones race, age, demographics, etc.The Due process model put importance on respecting ones rights and following all the responsibilities of the law. While still protecting ones freedom. I call in the fact that the main components of the Justice system sometimes inflict with each other are the reason why some cases get thrown and twisted out. A case, that I remember, is the clear epitome of when the Justice system failed it took place in the 1993 West Memphis Murders. Three boys were killed in a horrific manner. wherefore were the murders not solved?Lack of poor evidence collected, rash decisions making, start to mop up, media hype, and the police not following up on hints that were called in. They arrested three boys because they represent eccentric behaviors. They went on hearsay they let the pressure of the media and public convict three caked proper detective tactics, and they pressured one of the suspects into admitting guilt. The Jury wasnt unbiased, everyone felt these boys were immoral and thus found them guilty.Had the law enforcement officers done their Jobs properly they would have followed up on the clue where there was a man completely cover and delusional, in the bathroom of a fast food restaurant. The cops never showed up there to talk to him, they went the next day to the restaurant took renders a sample of DNA, blood smear from the wall, and they lost that only sample of evidence. That case went unsolved, a case of three eight or nine year old boys. That shouldnt have happened. The system will fail if the three different entities of the Justice system dont act as one.Technically, I believe the crime control model is more useful because you get a verdict, action is taken, a suspect guilty of a crime pays for that crime accordingly to the unkindness of the crime without technicality changing the sentence, or race, demographics, age playing a rule in how severe or lack of severity of the punishment. much criminal activities would be accounted for people would fear law enforcement officers more. The due process model is more efficient and accurate. They enforce the rules and regulations o f the law they make sure any suspect is treated with the respect they deserve in consonance with the law.I believe both systems need to interact with one another for it to be fair and Just. One system may come to a conclusion too quickly, while the other may allow someone guilty to get out of crime do solely to a technicality, so no one system is perfect on its own. However, I do believe the crime control model should be more plethoric in the Justice system. I think too much consideration is given to suspects, and why call someone suspect when their guilt is so evident, that really its a point one percent chance for them not to have committed the crime.I think the severity of the crime should matter a pedophilia serial killer should not be turned to demeanor in prison where our tax money pays for their living. I dont think capital punishment should be banned there are some out there that honestly dont deserve the luxury of a prison. An example of this would be, the Jodi Arias cas e, she stabbed her ex-boyfriend twenty-nine times, throw him, slit his throat, and left him to rot. Is it fair to say that it was an act of assign, when she stole the gun, made sure she had enough gas so that she didnt have to stop anywhere, and took pictures.

Social and Pychological Affects on a Rookie Police Officer

Is law movement a trying chisel? Is it reachful when you ar making everywhere unmatched hundred thousand dollars a year, as atomic number 18 nearly policemans? What is the home action equivalent of a natural law officer? What are the occupational and fond stresses that an officer must pot with? What dangers do officers dish up with every period they put on their shield? What must they give up in life, when they decide they want to cross the blue line? Over the future(a) ten pages or so, I am spill to tackle these areas as well as many others, while I try to con preceding the stresses of being a law officer.Some people w rushethorn palpate that hitherto up though law officers render probably the toughest business sector in the country, that they do non check stressed step to the fore, and it is non brought into their home life. However I individualally feel, that if the job is besides stressful, then the officer in pass may not be open to do t he job up to his or her potential. Now, if the officer is not able-bodied to fully do the job up to his or her potential, then we as citizens are not as safe and sound and secure as we should be. Many officers arrive got the stress of unification and kids, poor exit hours, and poor working conditions beca put on of the areas that they work in.They must deal with citizens who are not al focusings up to code, when it comes to doing the right thing. Officers have to deal with being be governd by people who do not necessarily lieu them as an authority get in. All of these extenuating circumstances hobo contract a person, in any occupation, to buy the farm stressed, but a police officer has to deal with this everyday. While doing the research for this paper, I was able to knock a broad array of articles ranging from the divorce rates of police officers, to the suicide rate of police officers, which grew awesomely from the nineteen eighties through today.I was able to find ace extra article that discussed the stresses of being underground. I was excessively fortunate enough, to have spoken with my cousins fiance, who is alike an undercover officer (although Ill try not to divulge the specifics of his work). There were articles on how the danger of policing is increasing today to what it is like to actually be a law enforcement officer. There are people who feel that law enforcement officers are not embraced by the community, but have to admit that their task is difficult. Laurence miller said, Police officers regularly deal with the most violent, impulsive, predatory members of society (www. aets. org/article87. html) He overly went on to discuss the stress birth aim of their job, and how they are to a greater extent than reluctant to talk to outsiders or to show weakness in front of their peers (www. aaets. org/article87. html). natural law enforcement is a difficult field to get into. You have to stool many sacrifices when you join the for ce. There are friends that you have to give up and holidays that you forget miss. You will miss nights out with friends and possibly miss your kids birthday. A lot of people leave nice office jobs with no take a chance or pressure, where they work in a stress free environment.They get thrown right into the fray, doing things they would have never imagined. They go out at that place and they protect us. They do the things we do not want to do. They keep our neighborhoods safe at night, they keep the drug dealers off the streets and they provide a sensory faculty of calming in our hearts when we sympathize them out at that place doing their jobs. However, I do not think we have ever truly interpreted a look at what goes on with them. I feel that there is a lot of stress that is put on them and I am button to prove to you, that being a police officer has a lot more stress than you could have imagined.I stated that the job is so stressful on some officers that it breaks up their families. The national divorce rate is fifty percent. However, the divorce rate for police officers is hexadty to seventy fivesome percent (Police Stress And The Effects On Family, Sgt. Corey Haines pg. 6 http//www. emich. edu/cerns/ passelloads/papers/PoliceStaff ) Sgt. Haines tells us that in a twenty to twenty five year line of achievement span, it is not vocalismicularly unusual for an officer to go through six to eight pairings (police stress and the effect on family, Sgt. Corey Haines pg. 6). Why is it that an officers marriage is torn apart when he is on the force?It is because of the level of stress that is brought upon this individual, and not sleep withing how to plough it. If an officer was trained to handle their stress more effectively, I do not feel that we would see such a drastic rate of divorce. By managing stress more effectively officer will have the tools necessary to be bust equipped in their professional and personal live (http//www. emich. edu/cerns /downloads/papers/PoliceStaff pg. 7). Sgt. Haines one clock time again goes on to explain that officers feel that unaccompanied other officers conceive their careers and problem, and that leads them into isolation from their families.He says that Too many times officers choose to spend their off-duty time venting their frustrations with co-workers rather than spending quality time with their spouses (http//www. emich. edu/cerns/downloads/papers/PoliceStaff pg. 7). plain this leads to the stress not only being put onto the officer, but also onto their families. It eventually gives their family the feeling that they are being pushed away, and left out of an big part of their spouses life. We know that the stress of the job can lead to these high divorce rates.The question I ask you is, how do we curve these trends in the other direction? Sgt. Haines feels that officers and supervisors should be taught some the symptoms and effects of job stress. Proactive training helps ward off stress when officers append it. When an officer suffers from stress, reactive counseling and training should be available (police stress and the effects on family, Sgt. Corey Haines pg. 8). Sgt. Haines has seen that when an officer has the proper training in traffic with stress, that they are able to tackle the problem efficiently.He wrote that programs for individuals often help geld organizational stress. When a department provides a psychologist and a chaplain, the officers see that psyche at the pass off does understand their problems and is trying to help. ((http//www. emich. edu/cerns/downloads/papers/PoliceStaff pg. 8) I know that stress can not be taken out of police work, but if it is recognized by the department and dealt with in a seasonable manner, then I feel that it can have a steadfast affect on an officers quality of life and career. It is also understood that the job is not creating all of the stress in an officers life.I understand that there are always a cquittance to be issues at home. Fighting with the wife, getting the kids through school and everything else that comes with being a husband and a father. The thing is, you have to be able to crack your social life, or the life you are used to, from your job. The second your journey starts you have to give one hundred percent of your attention to police work. If you are not giving all of your attention to your job, you are endangering yourself and the lives of everyone you are being paid to protect.Family stresses are not the only thing that a police officer has to deal with. While talking to my cousins fiance yesterday, and discussing with him the topic of my paper, he really opened my eyes about some things. He actually told me that when you are a civilian, you genial of scarcely take things for granted. It is like saying ok I can go to the bar today and watch football and you will not have to worry about who is there. However when you are on the force, you have to take a shi t who your friends are. You can not hang around with people who have a ostracize influence on your life.You constantly have to think to yourself, What kind of impact will this have on me and my career. Some friends that you may have known since you grew up may not be able to be a part of your life any longer. These are sacrifices that you have to accomplish for your career, and they can cause a great amount of stress on you. Cops are different from you and I. When we see cops, we see them for the most part as authority figures. We deal with them differently, as opposed to how we would deal with soulfulness who did not have any authority. Some people say cops are never off-duty.Even when the officer is not working, there is a tendency to attack problems and take charge (www. heavy seriouslyge. com/10 basiss. html). Why is it, that we automatically assume since someone is a cop, that they must help? Do we not think that, hey mayhap we are move a lot of pressure on this guy? We do not realize that cops are isolated from us. The wearing of a badge, uniform and triggerman makes a law officer separate from society. This segregation leads to many psychological effects which research shows can create negative personality traits (www. heavybadge. com/10reasons. tml). We go on to learn that just wearing the badge or a gun can cause an officer to act more acutely toward people, and these are changes that can pop off to anyone wearing a badge or uniform. However many officers suggest there is a role, or masquerade costume which they put on along with their uniform (www. heavybadge. com/10reasons. html).What they are not give tongue to us is, that sometimes their role leaks over into their personal lives and changes the course of their relationships. Law enforcement officers work in a quasi- legions, structured institution (www. eavybadge. com/10reasons. html). Now what this particular passage is talking about is the fact that, in a military type environment, the individual is not of a great concern. In this vitrine the individual is the officer. In these types of environments it is the goal of the group that is paramount to success. If an officer is not performing up to standards and hinders the group feat, then they will be punished. They will de-humanize you, to make you realize you are only a valued part of a machine (www. heavybadge. com/10reasons. tml). How does that make an individual feel? Knowing that no matter what you do, you are not recognized as an individual, but only as a cog in a machine. The stress of performance can add up, knowing if you do not perform, there will be consequences. However it is not all the quasi-military style that can bring on the amounts of stress that officers deal with. What we take to realize is that the at work world of the officers is very negative (www. heavybadge. com/10reasons. html. An officer is constantly seeing the bad part of society.Granted you do see good things along the way. However it is the job of the police officer to find the bad, and deal with it. Is it always fun to work in Bensonhurst, Brooklyn and see these teenagers, who have their whole lives ahead of them, going down the wrong path? Is it not stressful to know that all these kids film is a little bit of education, and guidance in their lives. I feel it is more stressful on the officers in todays world, when it seems like every time you read the latespaper, you see a random person getting hit with a stray bullet shot by a teen.These could be your kids, and you never really know what is going on when you are on the job. It is extremely stressful when you have to deal with kids, going down the wrong path constantly. Officer Dan Goldfarb gave a speech to concretion delegates and defined stress as that feeling and desire along with the turn out bodily effects, experienced by a person who has a unfluctuating and true longing to choke the living shit out of someone who desperately deserves it, but you can not (www. heavybadge. com/efstress. html. ) What officer Goldfarb is trying to ortray in his speech is that an officer has to show a tremendous amount of controller. He says police work by its nature calls for an incredible amount of restraint (www. heavybadge. com/efstress. html. ) The demand on officers to show greater restraint has grown over the years, and with that so has the stress level on the job. Between nineteen cardinal four and nineteen sixty, police suicide rates were half that of the general population. Between nineteen eighty to the present, suicide rates in some departments have doubled. (www. heavybadge. com/efstress. html. Why has the suicide rate jumped to this rather high figure? Well according to officer Goldfarb, it is because you can not choke them anymore (www. heavybadge. com/efstress. html. ) What he is portraying is that street justice is all but gone. Everyone has icon cameras and the media just loves to put officers down. Politicians continue to pander to the public with new laws and restrictions for police officers that further tie their hands (www. heavybadge. com/efstress. html. ) Why is it that politicians are always so eager to get involved in police matters?Well for one it has to do with public appeal. If a politician is not doing anything good, and he require to save face, what is the best way to do it? Get on top of law enforcement. There are some people who do not like law enforcement. It is like always having a way out. No matter how bad you are at your job, you can always go the route of law enforcement. However there are some politicians who use law enforcement to further their own agenda. I am not going to mention names but in my opinion the reverend Al Sharpton tends to do this a lot. Let me ask you this, do we ever really hear from good old Al?Nope, Only when there has been an ruffle involving African Americans and usually the police, does Al come out of the wood whole kit to spew his hatred of the in the buff York Police Department to national television. If it was not for the police officers doing their jobs, then poor Mr. Sharpton would never have a reason to come out. Politicians are not the last people to stress out the police. Leah Cook, a student at San Jose State University wrote in the media, it seemed that police officers were seldom extolmentd, but rather criticized or harassed for overstepping civil rights boundaries. www. focusanthro. org/essays/cook03-04. html)She was grievous us how news reports (once again the media) are quick to accuse police officers for brutality. However the police departments have set policies and procedures to ensure officer safety, even if it means physically restraining an unruly citizen. (www. focusanthro. org/essays/cook03-04. html). What we need to understand is that with alter degrees of conduct, it should be understood that law enforcement will receive mixed reviews. one day officers are being publicized as heroes, like the praise th ey received after September eleventh, while on the next, they are envisioned as racist, brutal, and authoritarian (www. focusanthro. org/essays/cook03-04. html). I feel that it adds a tremendous amount of stress when you are doing a job that does not have constant public support. It adds to their stress level because there is a negative and disrespectful image of law enforcement officers in our society (www. focusanthro. org/essays/cook03-04. html). I just do not understand why we have such a low level of respect for our police officers.Maybe it is because of the money that capital of the Bahamas and Suffolk police make. Although we can not really make that argument for the New York Police Department, because as we all know they are grossly underpaid for the job that they do. A lot of times the stress of a police officer is brought upon them at the Police Academy. Leah states that while in the academy, training officers constantly actuate the recruits that they are personally liab le for their actions once they are out on the field (www. focusanthro. org/essays/cook03-04. html) . They are told stories of how cops are sued, became alcoholics, druggies, wife beaters and even worse committed suicide (www. focusanthro. org/essays/cook03-04. html). The trainers are basically not exchange the job well, and sending new officers out there with low morale. I think it is a good thing that the trainers are telling new recruits how it really is. However if it is going to hinder the morale of your newest officers, then maybe there is a better way to get the message across. I do not know if I would feel comfortable in a new situation, with all that is being thrown at me, to be told of these other officers.I would personally find it extremely stressful to know that this could happen to me. It is like they are adding the first layer of stress, when there is just going to be tons more thrown at them, the second they hit the streets. Knowing what we now know, I feel I was su ccessfully able to articulate the stresses of police work. It can be hard for some officers to be out on the street dealing with criminals every night. It is tough on your marriage, when you are working shifts that make it hard to see your family. It is stressful when your marriage falls apart.Some officers will slip into that state of alcoholism, some will become druggies. We will always have that threat of an officer committing suicide. However for the officers that are out there, who love their jobs, I think that stress is more than manageable. We have to know that we can go home at night, and speak with our spouse. Do not shut them out of your lives. Be open about the way you are feeling, and speak when you feel things are getting to be too much. Someone will always be there for you. We just need you to open the door.

Case 7: Better Late Than Never

Case 7 Its break out late than never 1. What was Ryans starting salary? How overmuch could he put up contributed to the conscious sparings computer programme in his archetypical grade of employment? RATE NPR FV PV YEARCONTRIBUTION TO SAVINGS PLAN .05170,00066,6675th$7,333 .05270,00063,4924th$6,984 .05370,00060,4693rd$6,651 .05470,00057,8492nd$6,363 .05570,00054,8471st$6,033 Ryans first social class salary at this company was $54,847 and he could have contributed $6,033 in his first year of employment. These were found by using the present value enactment for all louver long time. 2.Had Ryan taken usefulness of the companys voluntary retirement plan up to the maximum, every year for the past five years, how much cash would he currently have accumulated in his retirement account, assuming a nominal rate of refurbishment of 7%? How much more would his investment value have been worth had he opted for a higher risk alternative (i. e. 100% in leafy vegetable stocks), which was expected to behave an average compound rate of give of 12% (A. P. R. )? YEAR SALARIES CONTRIBUTIONCONTRIBUTION TO SAVINGS PLAN 5th66,66711% =$6,033 4th63,49211%=$6,363 3rd60,46911%=$6,651 2nd57,84911%=$6,984 1st54,84711%=$7,333 Total$33,364 FV FormulaRate . 07 NPER 5 PMT 0 PV -33364 Current accumulated in retirement account= $46,794 $46,794- $33,364= $13,430 FV Formula Rate . 12 NPER 5 PMT 0 PV -33364 Net worth of average retirement account= $58,798 If Ryan had take advantage of the retirement plan, he would currently have accumulated $13,430 assuming at rate of return of 7%. Assuming a rate of 12%, he would have been worth $58,798. 4. How much would Ryan have to excuse each month, starting from the end of the next month, in order to accumulate fair to middling money for his espousal expenses, assuming that his investment fund is expected to yield a rate of return of 7% per year?Wedding expenditure $15,000 x 1. 04= $15,600 PMT Formula Rate . 07/12 Nper 12 PV 0 FV -15600 H ow much needs to be saved= $1,258. 82 monthly 5. If Ryan starts saving outright for the 20% down payment on his house, how much additional money will he have to save each month? weary an investment rate of return of 7% per year. 250,000x 1. 04= 304,163 304163x . 20= 60,832 Rate . 07/12 Nper 5 PV 0 FV -60832 How much needs to be saved= $844 Monthly 6. If Ryan wants to have a jillion dollars (in terms of todays dollars) when he retires at age 65, how much should he save in compare monthly deposits from the end of the next month?Ignore the cost of the wedding and the down payment on the house. Assume his savings earn a rate of 7% per year (A. P. R. ). PV= 1000000 x 1. 04 (. 04/12+1) 38 years till retirement FV= 4,438,813 38 Years x 12 Months= 456 Months Iy= 7 FV= 4438000 Cy= 12 Py= 12 Monthly Payments = $1,963. 65 7. If Ryan saves up the million dollars (in terms of todays dollars) by the time of his retirement at age 65, how much can he retreat each month (beginning one month aft er his retirement) in equal dollar amounts, if he figures he will live up to the age of 85 years?Assume that his investment fund yields a nominal rate of return of 7% per year. FV Formula PV 4438000 n 240 Months iy 7 Cy 12 Py 12 get hold of amount each month 34,414 for 20 Years 8. After preparing a detailed budget, Ryan estimates that the maximum he will be able to save for retirement is $300 per month, for the first five years. After that he is surefooted that he will be able to make up the monthly saving to $500 per month until retirement. If the account provides a nominal annual return of 7%, how much money will Ryan be able to withdraw per month during his retirement phase?PV Formula Rate . 07 Nper 5 PMT 0 PV 21,478 300x 1. 01 x 396= 200,289 Rate . 07 Nper 33 PMT 0 PV 972,321/ 20 Years x7/12+1= 7,600 Monthly 9. What is the lesson to be learned from this case? Explain. I have learned that you must beginning saving for a retirement plan early because by the time you retire your investment can increase tremendously, allowing a future for the rest of your family as well as to be able to live comfortably while retired.

Is the human race on a collision course for its own destruction?

Before I begin I feel that I need to express a shoot for. The point I must even up is that this is my opinion about this chosen topic and I hope it will be read with a open assessment and non cast down before it has been finished.What I would like to reason in written form is Is the hu gentleman scat on a collision course for its own destruction which needs no further addressment by myself but I feel the need to express a point or two.Human life has existed on this planet for a comparatively short amount of duration considering the age of the planet upon which we inhabit. We have evolved on mankind from a simple goo that has been dubbed primordial soup by those ever capable scientists.This fact maybe false by religious standards but it is the closely likely solution to the problem of how we came to be. For Christian batch we were came to be by an omnipotent being that took out the time to create two people, tour and Eve, and I think that this is a good example of peoples delusions of supremacy.For thousands of years straightaway man and woman have played an overwhelming part in the development of this planet usually with the misconception that Earth is theirs and theirs alone and everyaffair else is just hither for are needs. We have exterminateed landscape to accommodate our needs of hoes, cultivated land and entertainment. This is normally done with little regard for the previous inhabitants be they man or beast, especially concerning the treatment of native Indians on what is now American soil. All this is done for progress, the usual excuse so that the superior people can beat on the weak.The advancement in technology is help by the legions of great scientific minds which always seem to be go throughled by some military power somewhere in the shadows watching, with interest what it is that is created next. As soon as a more advanced technology is positive it is apply to show strength over neighbouring countries be they friend or foe.One of the biggest problems is that all this technology can and probably be used to destroy each other as long as they are continually brought under the control of power mongers such as governments comport by politicians.To think that our own destruction is a certainty is an paradoxical opinion to have, there are many variables that could change any rising timeline, so who knows what the future will hold for us.There is always the take chances for reformation where humanity will realise that they are in control of their fate and dont have to conform to human natures tendency to try and destroy itself.For those whoa re fans of science fiction it may be apparent that Earth is either depicted as a world in trouble, with a large population and lots of pollution like in such movies as Blade Runner and others. The other side of this point is seen in such programs as Star Trek where humanity has been united with the legal opinion that they are not alone in the universe. The program depic ts a passing advanced culture that has broke free from the corruptive shekels of silver and governmental rule.When people realise that there is only one race on Earth and that is the Human Race then they will be able to get along better. Money also presents a problem, thats not to say it should be abolished and communism should take president because it has been shown time and time again that it cannot work in todays world.I think the best thing to do is carry on with existence doing the best you can to make life just a bit easier for yourself and others around. If you can do that I am confident that everything will fall into place and sort itself out.

Research design assessment.Methodology Essay

The nation of Libya has been subjected to numerous forms of detects from foreigners as well as from native people who become rulers. The nation became indep closeent from the rule of Italy in 1947 (Vandewalle,D.J. 1998). However, British and French continued controlling the nation until 1951. pansy Idris conduct the nation into full independence and ended up becoming the premier(prenominal) head of state. He established a hereditary monarchy. In a way, Libya started to establish well economically and in terms of security (Bender,G.J. 1987). However, although anele was responsible for the drastic improvements in the economy of the nation, it started becoming the source of resentment. That is because King Idris began accumulating too much wealth for his family. Following such resentment, security billet of the nation was disturbed. In 1969, Muammar Gaddafi led a group of military officers into a coup dtat against the King. The Al Fateh Revolution was launched. Consequently, King Idris was overthr testify. Muammar Gaddafi took lead but assumed so much power that he command the nation with an iron fist. According to St J.R (2008), Libya did not have enough magazine to enjoy the fruits of independence from colonialism. After independence from foreigners, Libya got into another form of colonialism from its own leaders which can be termed as internal colonialism. As Oakes (2011)notes, the regimen of Gaddafi spent much of the wealth in purchase of arms and financial support terrorist groups around the world. Before his death, he had acclaimed himself as the King of Kings of Africa. After the end of the Gaddafi rule following his death in 2011, Libya is reconstructing itself from the mess that had been ca apply by his rule (Oakes,J. 2011). However, frequent attacks from unk outrightn assailants have been experienced severally. In 2012, an American embassador to Libya was killed during such attacks. These attacks indicate lack of security in the nation. The st ate of riot and insecurity are issues that affect the government of Libya which is an interim government. There was an try coup on May 18th 2014. This research seeks to compare the drive home maculation in the security of Libya and the past. Furthermore, the research seeks to show whether Libya is better now than beforehand.Methodology In this study, secondary sources of data ordain be used. These allow include reading books and jourrnals that talk about the floor of Libya. Most of the books write in 1950s about the state of Libya fertilize a idle picture of the nation at that time. Many journals have been written abpiut the history of Libya. Such journals leave behind be very useful in this study. The journals and the books give be accessed online. The researcher lead analyse all data obtained. besides using online sources, the researcher intends to use the school library for the history books expatiate the history of Libya. The researcher has full access of the library. The researcher will reduce on finding appropriate books and journal articles, but will to a fault seek out informed opinion from internet sources (via a Google search). An initial interrogation of the contents pages of past issues of the journals Foreign Policy and Foreign personal business has already proved fruitful.The researcher also intends to use primary sources. Interviews will be applied in the process. Of particular use will be two US State Department publications The Foreign Relations of the fall in States (which reproduces original documents of the US government) and The Department of State Bulletin (which prints public report of US officials). I will also consult the Congressional Hearings held in the 1980s on this subject. The State Department serials are available electronically, via Hein Online, charm Congressional Hearings can be accessed from the webpage of the US Congress.Moreover, interviews will be conducted online with fourth-year people in Libya. People who are thought to have managed to deal out in the government before the era of Gaddafi will be want by means of the office of the Foreign department. Such people will be interviewed to give their opinion on the nature of the rule that Libya was subjected to before the rule of Gaddafi. The advantage with interviewing such people is that they will be in a position to give the past and the present analysis of the situation of Libya with regard to security.Supplementing these books, journal articles, primary sources and interviews, the researcher also intends to read coetaneous newspaper articles of the period. He will access the New York Times and capital letter Post via the electronic portal Newspaper Bank*. These sources will give a lot of information regarding the past and the present of Libya. The researcher will go ahead to analyse the information obtained to determine which will sustain answer the raised question. The relevant data will be used to make the conclusio n of the study.ReferencesBender,G.J. (1987). International affairs in Africa. Newbury Park, Calif sage Publications.Oakes,J. (2011). Libya The history of Gaddafis pariah state. Stroud, Gloucestershire England History Press.St,J.R. (2008). Libya From colony to independence. Oxford Oneworld.Vandewalle,D.J. (1998). Libya since independence oil colour and state-building. Ithaca, N.Y Cornell University Press.Wright,J. (2010). A history of Libya. New York Columbia University Press.Source document